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Professional Liability in Sparta, MI and Surrounding Areas

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Quality Choice Insurance , we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Quality Choice Insurance recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Quality Choice Insurance today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Quality Choice Insurance Agency

355 Martindale Street
Sparta, MI 49345
Main office: 616-200-6955

Our Providers

Testimonials

When my husband died, leaving me a widow at age 33 with three children, the life insurance we had with Jack allowed us to keep our house and maintain our family lifestyle. Without the life insurance, we would have lost everything. You can trust Jack to help you with your insurance needs. Jack is there to help you get the policy started, and he is also there when you need to collect the benefits - from beginning to end.
Starlynn C., Muskegon, MI
Jack is very friendly and kind. He also has a great sense of humor. Jack also has a great faith in God and is not afraid to share it or to show it by helping others.
Kim G., Jenison, MI
I have been lucky or Blessed in my life to know Jack and his kind wife Dawn for a number of years. These are 2 people you can trust. In this crazy insurance world finding good honest people that care about you as a person not a number is better then finding gold.
Bruce B.