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Renters Insurance in Sparta, MI and Surrounding Areas

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Quality Choice Insurance , we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Quality Choice Insurance are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

Quality Choice Insurance Agency

355 Martindale Street
Sparta, MI 49345
Main office: 616-200-6955

Our Providers

Testimonials

When my husband died, leaving me a widow at age 33 with three children, the life insurance we had with Jack allowed us to keep our house and maintain our family lifestyle. Without the life insurance, we would have lost everything. You can trust Jack to help you with your insurance needs. Jack is there to help you get the policy started, and he is also there when you need to collect the benefits - from beginning to end.
Starlynn C., Muskegon, MI
Jack is very friendly and kind. He also has a great sense of humor. Jack also has a great faith in God and is not afraid to share it or to show it by helping others.
Kim G., Jenison, MI
I have been lucky or Blessed in my life to know Jack and his kind wife Dawn for a number of years. These are 2 people you can trust. In this crazy insurance world finding good honest people that care about you as a person not a number is better then finding gold.
Bruce B.